The latest from Tim
Can You Get a Bridging Loan With Bad Credit?
It might be possible to get a bridging loan with bad credit if you have a strong exit strategy for repaying the loan and can offer the lender the security…
Should I Take Out a Loan Against My House?
Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…
Alternatives to Bridging Loans
There are a few alternatives to bridging loans that might bridge the gap between buying and selling a property, or act as a stopgap to fund other projects. What you…
Secured Loans Explained
When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you get a loan when…
Should I Get an Interest Only or Repayment Mortgage?
There are two main ways of repaying a mortgage. With an interest only mortgage, your monthly payments only cover the interest charged on your loan. With a repayment mortgage, your…
Second Charge Mortgages
A second charge mortgage provides a way for homeowners who still have an existing mortgage to take out another loan against the equity that they have in their property.
What Will 2024 Have in Store for Renters and Landlords?
Rental market predictions by industry experts suggest tenants will face more rent increases and property shortages this year.
Mortgage Rates Predicted to Fall After Inflation Drop
The base rate is forecasted to fall in the summer and there are hopes that mortgage rate cuts may be about to resume. Here are our latest mortgage rate predictions.
Base Rate Delay May Lead to More Mortgage Rate Rises
Further increases to mortgage rates could be on the way in March amid predictions the first base rate cut will be delayed to later in 2024. Here is our latest…
How Long Does it Take to Get a Bridging Loan?
Getting a bridging loan can take between 72 hours and two weeks to complete, or perhaps even longer. It is rare, but some bridging loans can be arranged in just…
What is a Second Charge Mortgage?
A second charge mortgage allows homeowners to borrow against the equity in their property while still having an existing mortgage. These mortgages usually have higher interest rates than a standard…
Mortgage Prisoners: Is There Help to Escape to a Better Rate?
Rule changes in 2019 have allowed some so-called mortgage prisoners to escape, and there may be other switching options to explore. But thousands of others remain trapped unable to move…
Do You Need a Solicitor to Remortgage?
The legal expertise of a solicitor will be needed if you remortgage with a new lender but may not be necessary if you take out a new deal with your…
Signs Mortgage Rate Cuts May Slow After Inflation Rise
The period of constant mortgage rate reductions may have passed and the first base rate cut could be delayed after inflation unexpectedly rises. Here are our latest mortgage rate predictions.
How Long Does a Remortgage Take?
The remortgaging process may take one to two months if you’re switching to a new lender, or it could be less than a week if you stay with your current…